Guaranteed Asset Protection (GAP)

Our gap product is just like what you sell now in F&I. We offer two dealer participating structures:

Option 1: A reinsurance program with an administration rate of $50 regardless of term of contract.

Option 2: With our retroactive program you participate on premiums if your loss ratios are below 70% for a year. If you have a bad year and the losses exceed 100% you are at not responsible. For any dealer that isn't participating in G.A.P. underwriting this is a win/win. Our retro payments are paid twice a year.

G.A.P. pricing starts at the following rates:

• 60-month term for $155
• 72-month term for $205
• 84-month term for $250

Available on Auto, RV and Powersports.